Published on: 2026-05-21
Source: Central Bank of Russia – Central Bank of Russia –
An important disclaimer is at the bottom of this article.
1. When determining the maximum interest rate for each credit organization:
– maximum deposit rates available to any client (including potential ones) without restrictions and preliminary conditions are taken into account. Deposits for specific categories of clients (pensioners, children) and purposes (for social and humanitarian goals, etc.) are not considered;
– interest rates with capitalization on the deposit are not taken into account;
– do not take into account the rates effective when certain conditions are met (regular turnover on the bank card, a constant non-reducible balance on the bank card, etc.);
– combined deposit products, i.e. deposits with additional conditions, are not considered. Such additional conditions for the accrual of a higher interest rate may be, for example, the purchase of investment units for a certain amount, opening an investment account, enrolling in an investment or life savings insurance program, connecting an additional service package, etc.;
– deposits with terms divided into periods with different rates are not considered.
The indicator of the average maximum interest rate is calculated as the arithmetic mean of the maximum interest rates of 10 credit organizations.
2 PJSC Sberbank (1481) – www.sberbank.ru, VTBB Bank (PJSC) (1000) – www.vtb.ru, GPB Bank (JSC) (354) – www.gazprombank.ru, JSC Alfa-Bank (1326) – alfabank.ru, JSC Rosselkhozbank (3349) – www.rshb.ru, JSC Bank Dom.RF (2312) – domrfbank.ru, PJSC Moscow Credit Bank (1978) – mkb.ru, JSC TBank (2673) – www.tbank.ru, PJSC Promsvyazbank (3251) – psbank.ru, PJSC Sovcombank (963) – sovcombank.ru. Monitoring was conducted by the Department of Banking Regulation and Analytics of the Bank of Russia using information provided on the specified websites. The published indicator is indicative.
3 Average maximum interest rates on deposits: for a term up to 90 days – 12.60%; for a term from 91 to 180 days – 12.74%; for a term from 181 days to 1 year – 12.48%; for a term over 1 year – 11.42%.
Please note; This information is raw content, obtained directly from the source of information. It represents an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.