Published on: 2026-04-01
Source: Central Bank of Russia – Central Bank of Russia –
An important disclaimer is at the bottom of this article.
1When determining the maximum interest rate for each credit organization:
– maximum deposit rates accessible to any client (including potential ones) without restrictions and preliminary conditions are taken into account. Deposits for designated client categories (pensioners, children) and purposes (for social and humanitarian goals, etc.) are not considered;
– interest rates with capitalization on deposits are not taken into account;
– do not take into account the rates applicable when certain conditions are met (regular turnover on the bank card, a permanently non-reducible balance on the bank card, etc.);
– combined deposit products, i.e. deposits with additional conditions, are not considered. Such additional conditions for accrual of an increased interest rate can be, for example, the purchase of investment shares for a certain amount, opening an investment account, enrolling in an investment or life savings insurance program, connecting an additional service package, etc.;
– deposits with terms divided into periods with different rates are not considered.
The indicator of the average maximum interest rate is calculated as the arithmetic mean of the maximum interest rates of 10 credit organizations.
2At PJSC Sberbank (1481) – www.sberbank.ru, Bank VTB (PJSC) (1000) – www.vtb.ru, Bank GPB (JSC) (354) – www.gazprombank.ru, JSC “Alfa-Bank” (1326) – alfabank.ru, JSC “Rosselkhozbank” (3349) – www.rshb.ru, JSC “Bank Dom.RF” (2312) – domrfbank.ru, PJSC “Moscow Credit Bank” (1978) – mkb.ru, JSC “TBank” (2673) – www.tbank.ru, PJSC “Promsvyazbank” (3251) – psbank.ru, PJSC “Sovcombank” (963) – sovcombank.ru. Monitoring was carried out by the Department of Banking Regulation and Analytics of the Bank of Russia using information provided on the specified websites. The published indicator is indicative.
3Average maximum interest rates on deposits: for a term up to 90 days – 13.04%; for a term from 91 to 180 days – 13.41%; for a term from 181 days to 1 year – 12.84%; for a term exceeding 1 year – 11.67%.
Please note; This information is raw content obtained directly from the source of the information. It represents an accurate report of what the source states and does not necessarily reflect the position of MIL-OSI or its clients.