Published on: 2026-08-24
Source: Moscow Government – Правительства Москвы –
An important disclaimer is at the bottom of this article.
On August 26, the Moscow Guarantee Fund, subordinate to the capital’s Department of Entrepreneurship and Innovative Development, will hold a webinar “Credit basics for owners: how the bank evaluates a company, the main stop-factors, and surprises in the credit history”. The event will help entrepreneurs better understand how the bank evaluates a business when considering a loan application, which indicators may influence the decision, and what should be checked even before applying for financing.
Obtaining a loan largely depends on how well the owner understands the financial condition of their company. Important factors include revenue, debt load, business profitability, accounting transparency, existing obligations, and credit history. In the webinar, participants will be told how these parameters are considered when evaluating a potential borrower and what entrepreneurs should pay attention to when preparing a loan application.
A separate section will be dedicated to five main factors that can negatively impact the bank’s decision. Among them are negative capital or losses, arrears in taxes and wages, lack of liquid collateral, discrepancies between official reporting and the company’s actual turnover, as well as frequent changes in management prior to applying for a loan.
Another topic of the webinar is the credit history of a legal entity. Entrepreneurs will be explained why it is worth checking it in advance at the credit bureau and how to correct any possible errors. The company’s rating can be affected not only by defaults but also by the number of inquiries from banks. In addition, the owner should take into account personal guarantees on the obligations of other companies, as they increase his debt burden.
Elena Volosova, an entrepreneur and expert in corporate financial instruments, a member of the Eurasian Business Association and the All-Russian public organization of small and medium enterprises “Opora Russia,” will speak at the webinar. She has been working in the banking sector since 2001, and since 2008 has been involved in corporate financing issues and the practical application of financial instruments in small and medium businesses.
The webinar will take place on August 26 from 11:00 to 12:30. Participation is free, prior registration on the portal is required mbm.mos.ru.
The Moscow Guarantee Fund provides support to entrepreneurs through various financial instruments. Companies can raise funds for business development, obtain a loan, bank guarantee, leasing, factoring, and other products with the support of the fund’s guarantee.
You can learn about the foundation’s current programs and products from the specialists at the support center lending. Consultations are held on weekdays from 09:00 to 18:00 by phone: +7 495 926-26-95. On the website foundation a special contact form is also posted.
Financial Navigation: How Entrepreneurs Can Choose a Credit InstrumentMoscow Guarantee Fund has accelerated the processing of applications for guarantees
Support for entrepreneurs is provided within the framework of the federal project implementation “Small and medium-sized enterprises and support of individual entrepreneurial initiative”, which is part of the national project “Effective and competitive economy”. More about Russia’s national projects and the capital’s contribution can be found at special page.
A large-scale [event/initiative] appeared on the portal mos.ru special project, dedicated to the development of key sectors of Moscow. These include transportation, industry, healthcare, education, sports, and construction. The special project helps to learn how the capital has changed in recent years, what initiatives are currently being implemented to make the lives of residents even more comfortable, and what awaits Moscow and its inhabitants in the near future.
On the project page “Economics” you can learn about the main indicators of the capital’s economic growth, its drivers and prospects, as well as which indicators can be achieved in the current year.
Quickly get the main news on the official channels of the city of Moscow in messengers “Max” and “Telegram“.
Please be advised; This information is raw content obtained directly from the information source. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.