Published on: 2026-07-22
Source: Moscow Government – Правительства Москвы –
An important disclaimer is at the bottom of this article.
Entrepreneurs in the capital are increasingly using several government support tools at once to implement their projects. One of the most popular options is combining concessional lending with guarantees. Moscow Guarantee Fund. This approach allows companies to attract necessary financing even when they lack sufficient collateral and to direct funds towards business development.
The Moscow Guarantee Fund has significantly expanded its support for small and medium-sized enterprises. Thanks to this, a larger number of companies in the capital were able to access loan financing on favorable terms. While in the first six months of 2025 the organization provided 582 guarantees, in the same period of the current year it has already provided over two thousand. This helped entrepreneurs attract more than 19 billion rubles in loan financing.
The foundation’s guarantee becomes an additional assurance for the bank if the entrepreneur lacks sufficient collateral. This allows credit institutions to make positive decisions on business applications, and companies themselves to implement investment plans, expand production, purchase equipment, replenish working capital, and launch new projects.
At the same time, warranty support works effectively in combination with other city financing mechanisms. Organizations engaged in priority sectors of the economy — manufacturing, information and high technologies, innovation, export, creative industries, sports, tourism, and social entrepreneurship — can take advantage of preferential lending programs under the guarantee of the fund. This allows them to attract the necessary financing on more favorable terms, preserving resources for business development, production modernization, and implementation of new projects.
Thus, the company “4GNSS”, engaged in research and development in the field of natural and technical sciences, attracted borrowed funds in 2026 to implement new projects. Due to a lack of collateral, the organization’s representatives turned to the Moscow Guarantee Fund, where they were offered to use the city support program secured by intellectual property. After consulting with specialists and arranging the necessary collateral, the company received a guarantee covering 95 percent of the loan amount, which allowed it to attract concessional financing and significantly reduce interest expenses.
The company “Sport in You,” which has been organizing sports and corporate events since 2013, was also able to take advantage of the combination of guarantees and preferential lending. To develop its business, it needed additional financing, but the bank required solid collateral. The guarantee from the Moscow Guarantee Fund made it possible to meet this requirement: the application was reviewed through a simplified procedure with a minimal document package, and a positive decision was made in just one day. Thanks to this, the company received a preferential loan and will be able to significantly reduce interest payment costs.
Entrepreneurs can receive consulting support at credit facilitation center. Specialists help to understand the current support measures, choose the appropriate financing program, and determine the guarantee acquisition mechanism. In addition, business owners are informed about the fund’s partner banks, the application requirements, and the sequence of steps to attract borrowed funds.
The Moscow Guarantee Fund was established by the Moscow Government and operates within the system of support measures for the city’s entrepreneurship. The organization acts as a guarantor to financial companies in cases where businesses lack sufficient collateral. Thanks to the fund’s support, enterprises have the opportunity to launch new projects, expand production, and fulfill contracts.
You can contact the Business Lending Assistance Center of the Moscow Guarantee Fund on weekdays from 09:00 to 18:00 by phone: +7 495 926-26-95 or by email: info@fskmb.ru.
Support for entrepreneurs is provided within the framework of implementing the federal project “Small and Medium Enterprises and Support for Individual Entrepreneurial Initiative”, part of the national project “An effective and competitive economy”, as well as the Moscow Mayor’s strategy for supporting the city’s entrepreneurship. More details about Russia’s national projects and the capital’s contribution can be found at special page.
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