Published on: 2026-11-10
Source: Mainfin Bank –
An important disclaimer is at the bottom of this article.
Company “Lime-Zaim”, registered by the Central Bank of Russia as a microfinance organization (registration number MFO 651303045003701) and being the issuer of bonds on the Moscow Exchange, has confirmed its ability to stably fulfill debt obligations to investors. According to the data from the disclosure server of Interfax, the company has successfully made coupon payments on bond series 001R-05 and 001R-06.
Additionally, “Lime-Zaim” announced the expansion of its product line by increasing the maximum amount for Installment-type loans up to 100,000 rubles for a term of up to 24 weeks. Previously, the maximum amount for this type of loan was less significant sums.
Regulatory profile and company status
“Lime-Loan” operates within the framework of Russian legislation and is supervised by the Central Bank of the Russian Federation. The organization is included in the register of microfinance companies and has the right to provide microloans to the population. In accordance with the regulator’s regulatory requirements, the company is obligated to comply with rules protecting borrowers’ interests and ensuring transparency of the terms of financial services provision.
Financial and operational results
At the moment, the company demonstrates stable positions in the microcredit market. Despite the challenging macroeconomic situation and the high key rate of the Bank of Russia, “Lime-Loan” continues to fulfill its obligations to creditors and investors. The company’s bond issues are in demand among investors due to the stability of payments and the reliability of the issuer.
By expanding the Installment loan offer up to 100,000 rubles, the company aims to meet the needs of customers who require larger amounts for a longer term. At the same time, the terms of such loans remain affordable: the first application can be made at zero percent interest, and subsequent loans are provided at a rate starting from 0.4% per day, which corresponds to a maximum full credit cost (APR) of about 255%.
Risk analysis and market impact
Despite the attractiveness of new offers, potential borrowers must consider the possible risks associated with high interest rates and long repayment periods. It is important to carefully review the terms of the agreement and assess the ability to repay funds within the established timeframes. The Central Bank of the Russian Federation regularly reminds citizens about the need for a cautious approach to obtaining loans and a thorough analysis of their financial capabilities.
From a market perspective, Lime-Zaim’s actions may contribute to increased competition among players in the microcredit sector by offering clients more flexible and convenient loan conditions. However, this also raises the responsibility of organizations to comply with regulatory requirements and protect borrowers’ rights.
Frequently Asked Questions (FAQ)
- What documents are required to obtain a loan?
To apply for a loan, it is necessary to provide a Russian citizen’s passport and fill out an application online through the company’s website. - What is the total cost of the loan (TCL)?
The maximum LTV is approximately 255%, but it depends on the term and amount of the loan. - Is it possible to get the first loan amount for free?
Yes, the first loan can be issued at 0% interest for a period of up to 30 days for an amount up to 20 thousand rubles.
Disclaimer: The information is provided for informational purposes only and is not a recommendation to purchase securities or take out loans. Before making a decision, it is advisable to consult with a financial advisor.
15:50 10.11.2026
Source: Interfax: Disclosure of information Lime-Zaim and Lime Investments: News.
Please note; this information is raw content obtained directly from the information source. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.