Published on: 2026-10-01
Source: Central Bank of Russia – Центральный банк России –
An important disclaimer is at the bottom of this article.
1 When determining the maximum interest rate for each credit institution:
– the maximum rates on deposits available to any client (including potential ones) without restrictions and preliminary conditions are taken into account. Deposits for designated categories of clients (pensioners, children) and for purposes (social and humanitarian, etc.) are not considered;
– interest rates with capitalization of interest on the deposit are not taken into account;
– rates that apply only under certain conditions (regular turnover on a bank card, minimum permanent balance on a bank card, etc.) are not taken into account;
– combined deposit products are not considered, i.e., deposits with additional conditions. Such additional conditions for accruing a higher interest rate may include, for example, the purchase of investment units for a certain amount, opening an investment account, enrolling in an investment or life savings insurance program, subscribing to an additional service package, etc.;
– deposits whose terms are divided into periods with different rates are not considered.
The average maximum interest rate indicator is calculated as the arithmetic mean of the maximum interest rates of 10 credit institutions.
2 PJSC Sberbank (1481) – www.sberbank.ru, PJSC VTB Bank (1000) – www.vtb.ru, JSC GPB Bank (354) – www.gazprombank.ru, JSC Alfa-Bank (1326) – alfabank.ru, JSC Rosselkhozbank (3349) – www.rshb.ru, JSC Dom.RF Bank (2312) – domrfbank.ru, PJSC Moscow Credit Bank (1978) – mkb.ru, JSC TBank (2673) – www.tbank.ru, PJSC Promsvyazbank (3251) – psbank.ru, PJSC Sovcombank (963) – sovcombank.ru. The monitoring was conducted by the Department of Banking Regulation and Analytics of the Bank of Russia using information presented on the indicated websites. The published indicator is indicative.
3 Average maximum interest rates on deposits: for a term up to 90 days – 12.55%; for a term from 91 to 180 days – 12.84%; for a term from 181 days to 1 year – 12.70%; for a term over 1 year – 11.69%.
Please note; This information is raw content obtained directly from the source of information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.