Published on: 2026-09-22
Source: Central Bank of Russia – Central Bank of Russia –
An important disclaimer is at the bottom of this article.
1 When determining the maximum interest rate for each credit institution:
– the maximum deposit rates available to any client (including potential ones) without restrictions and preliminary conditions are taken into account. Deposits for designated categories of clients (pensioners, children) and purposes (for social and humanitarian goals, etc.) are not considered;
– deposit rates with interest capitalization are not taken into account;
– rates that apply only when certain conditions are met (regular turnover on a bank card, a permanent minimum balance on a bank card, etc.) are not taken into account;
– combined deposit products are not considered, i.e., deposits with additional conditions. Such additional conditions for accruing a higher interest rate may include, for example, purchasing investment units for a certain amount, opening an investment account, enrolling in an investment or life insurance savings program, subscribing to an additional service package, etc.;
– deposits with terms divided into periods with different rates are not considered.
The indicator of the average maximum interest rate is calculated as the arithmetic mean of the maximum interest rates of 10 credit institutions.
2 PJSC Sberbank (1481) – www.sberbank.ru, Bank VTB (PJSC) (1000) – www.vtb.ru, GPB Bank (JSC) (354) – www.gazprombank.ru, JSC Alfa-Bank (1326) – alfabank.ru, JSC Rosselkhozbank (3349) – www.rshb.ru, JSC Bank Dom.RF (2312) – domrfbank.ru, PJSC Moscow Credit Bank (1978) – mkb.ru, JSC TBank (2673) – www.tbank.ru, PJSC Promsvyazbank (3251) – psbank.ru, PJSC Sovcombank (963) – sovcombank.ru. The monitoring was conducted by the Banking Regulation and Analytics Department of the Bank of Russia using information provided on the specified websites. The published indicator is indicative.
3 Average maximum interest rates on deposits: for a term up to 90 days – 12.50%; for a term from 91 to 180 days – 12.79%; for a term from 181 days to 1 year – 12.68%; for a term over 1 year – 11.64%.
Please note; This information is raw content obtained directly from the source. It represents an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.