Published on: 2026-09-14
Source: Central Bank of Russia – Central Bank of Russia –
An important disclaimer is at the bottom of this article.
1 When determining the maximum interest rate for each credit institution:
– the maximum deposit rates available to any client (including potential clients) without restrictions or preliminary conditions are taken into account. Deposits for designated categories of clients (pensioners, children) and purposes (for social and humanitarian goals, etc.) are not considered;
– deposit interest rates with compound interest are not taken into account;
– rates that apply only when certain conditions are met (regular turnover on a bank card, a constant minimum balance on a bank card, etc.) are not taken into account;
– combined deposit products are not considered, i.e. deposits with additional conditions. Such additional conditions for accruing an increased interest rate may include, for example, purchasing investment units for a certain amount, opening an investment account, enrolling in an investment or life insurance savings program, subscribing to an additional service package, etc.;
– deposits with terms divided into periods with different rates are not considered.
The indicator of the average maximum interest rate is calculated as the arithmetic mean of the maximum interest rates of 10 credit institutions.
2 PJSC Sberbank (1481) – www.sberbank.ru, PJSC VTB Bank (1000) – www.vtb.ru, AO GPB Bank (354) – www.gazprombank.ru, AO Alfa-Bank (1326) – alfabank.ru, AO Rosselkhozbank (3349) – www.rshb.ru, AO Bank Dom.RF (2312) – domrfbank.ru, PJSC Moscow Credit Bank (1978) – mkb.ru, AO TBank (2673) – www.tbank.ru, PJSC Promsvyazbank (3251) – psbank.ru, PJSC Sovcombank (963) – sovcombank.ru. The monitoring was conducted by the Department of Banking Regulation and Analytics of the Bank of Russia using information provided on the indicated websites. The published indicator is indicative.
3 Average maximum interest rates on deposits: for a term up to 90 days – 12.45%; for a term from 91 to 180 days – 12.76%; for a term from 181 days to 1 year – 12.53%; for a term over 1 year – 11.43%.
Please be advised; This information is raw content obtained directly from the information source. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.