Published on: 2026-09-01
Source: Central Bank of Russia – Central Bank of Russia –
An important disclaimer is at the bottom of this article.
1 When determining the maximum interest rate for each credit institution:
– the maximum deposit rates available to any client (including potential ones) without restrictions and preliminary conditions are taken into account. Deposits for designated client categories (pensioners, children) and purposes (for social and humanitarian purposes, etc.) are not considered;
– interest rates with capitalization of interest on the deposit are not taken into account;
– rates that apply under certain conditions (regular turnover on a bank card, a constant minimum balance on a bank card, etc.) are not taken into account;
– combined deposit products are not considered, i.e. deposits with additional conditions. Such additional conditions for accruing an increased interest rate may include, for example, the acquisition of investment units for a certain amount, opening an investment account, enrolling in an investment or life savings insurance program, subscribing to an additional service package, etc.;
– deposits with terms divided into periods with different rates are not considered.
The indicator of the average maximum interest rate is calculated as the arithmetic mean of the maximum interest rates of 10 credit institutions.
2 PJSC Sberbank (1481) – www.sberbank.ru, VTB Bank (PJSC) (1000) – www.vtb.ru, GPB Bank (JSC) (354) – www.gazprombank.ru, Alfa-Bank JSC (1326) – alfabank.ru, Rosselkhozbank JSC (3349) – www.rshb.ru, Bank Dom.RF JSC (2312) – domrfbank.ru, Moscow Credit Bank PJSC (1978) – mkb.ru, TBank JSC (2673) – www.tbank.ru, Promsvyazbank PJSC (3251) – psbank.ru, Sovcombank PJSC (963) – sovcombank.ru. The monitoring was conducted by the Department of Banking Regulation and Analytics of the Bank of Russia using information provided on the indicated websites. The published indicator is indicative.
3 Average maximum interest rates on deposits: for a term up to 90 days – 12.32%; for a term from 91 to 180 days – 12.70%; for a term from 181 days to 1 year – 12.52%; for a term over 1 year – 11.57%.
Please note; This information is raw content obtained directly from the source of the information. It is an accurate account of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.