Published on: 2026-06-03
Source: Central Bank of Russia – Central Bank of Russia –
An important disclaimer is at the bottom of this article.
1. When determining the maximum interest rate for each credit organization:
– maximum deposit rates available to any client (including potential ones) without restrictions and preliminary conditions are taken into account. Deposits for specific client categories (pensioners, children) and purposes (for social and humanitarian goals, etc.) are not considered;
– do not take into account interest rates with capitalization on the deposit;
– do not take into account the rates effective when certain conditions are met (regular turnover on a bank card, constant non-reducing balance on a bank card, and similar);
– combined deposit products, that is, deposits with additional conditions, are not considered. Such additional conditions for accruing an increased interest rate may be, for example, the purchase of investment units for a certain amount, opening an investment account, concluding an investment life insurance or accumulative life insurance program, connecting an additional service package, and the like;
– do not consider deposits whose term is divided into periods with different rates.
The indicator of the average maximum interest rate is calculated as the arithmetic mean of the maximum interest rates of ten credit organizations.
2 PJSC Sberbank (1481) – www.sberbank.ru, VTB Bank PJSC (1000) – www.vtb.ru, GPB Bank JSC (354) – www.gazprombank.ru, Alfa-Bank JSC (1326) – alfabank.ru, Rosselkhozbank JSC (3349) – www.rshb.ru, Bank Dom.RF JSC (2312) – domrfbank.ru, Moscow Credit Bank PJSC (1978) – mkb.ru, TBank JSC (2673) – www.tbank.ru, Promsvyazbank PJSC (3251) – psbank.ru, Sovcombank PJSC (963) – sovcombank.ru. Monitoring was conducted by the Department of Banking Regulation and Analytics of the Bank of Russia using information provided on the specified websites. The published indicator is indicative.
3 Average maximum interest rates on deposits: for a term up to 90 days – 12.52%; for a term from 91 to 180 days – 12.67%; for a term from 181 days to 1 year – 12.45%; for a term over 1 year – 11.42%.
Note; This information is raw content obtained directly from the information source. It represents an exact report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.