Published on: 2026-05-05
Source: Central Bank of Russia – Central Bank of Russia –
An important disclaimer is at the bottom of this article.
1. When determining the maximum interest rate for each credit organization:
– maximum deposit rates available to any client (including potential ones) without limitations and preliminary conditions are taken into account. Deposits for specific categories of clients (pensioners, children) and purposes (for social and humanitarian goals, etc.) are not considered;
– interest rates with capitalization on the deposit are not taken into account;
– do not take into account rates effective when certain conditions are met (regular turnover on the bank card, a constant non-decreasing balance on the bank card, etc.);
– combined deposit products are not considered, i.e. deposits with additional conditions. Such additional conditions for calculating an increased interest rate may be, for example, the purchase of investment units for a certain amount, opening an investment account, arrangement of an investment or life insurance savings program, connection of an additional service package, etc.;
– Deposits with terms divided into periods with different rates are not considered.
The indicator of the average maximum interest rate is calculated as the arithmetic mean of the maximum interest rates of 10 credit organizations.
2 PJSC Sberbank (1481) – www.sberbank.ru, JSC Bank VTB (1000) – www.vtb.ru, JSC GPB (AO) (354) – www.gazprombank.ru, JSC “Alfa-Bank” (1326) – alfabank.ru, JSC “Rosselkhozbank” (3349) – www.rshb.ru, JSC “Bank Dom.RF” (2312) – domrfbank.ru, PJSC “Moscow Credit Bank” (1978) – mkb.ru, JSC “TBank” (2673) – www.tbank.ru, PJSC “Promsvyazbank” (3251) – psbank.ru, PJSC “Sovcombank” (963) – sovcombank.ru. Monitoring was conducted by the Department of Banking Regulation and Analytics of the Bank of Russia using information presented on the specified websites. The published indicator is indicative.
3 Average maximum interest rates on deposits: for terms up to 90 days – 12.64%; for terms from 91 to 180 days – 12.77%; for terms from 181 days to 1 year – 12.50%; for terms over 1 year – 11.42%.
Please note; this information is raw content directly obtained from an information source. It represents an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.