Source: MIL-OSI Translation:
Source: Central Bank of Russia – Central Bank of Russia –
An important refusal of responsibility lies in the lower part of this article.
1When determining the maximum interest rate for each credit organization:
– maximum deposit rates available to any client (including potential ones) without restrictions and preliminary conditions are taken into account. Deposits for specific client categories (pensioners, children) and purposes (for social and humanitarian goals, etc.) are not considered;
– interest rates on deposits with capitalization are not taken into account;
– rates that apply when certain conditions are met (regular turnover on the bank card, a permanently non-reducible balance on the bank card, etc.);
– combined deposit products, i.e., deposits with additional conditions, are not considered. Such additional conditions for calculating an increased interest rate may be, for example, the purchase of investment shares for a certain amount, opening an investment account, arranging a life investment or accumulation insurance program, connecting an additional service package, etc.;
– do not consider contributions whose term is divided into periods with different rates.
The indicator of the average maximum interest rate is calculated as the arithmetic mean of the maximum interest rates of 10 credit organizations.
2At PAO Sberbank (1481) – www.sberbank.ru, Bank VTB (PAO) (1000) – www.vtb.ru, Bank GPB (JSC) (354) – www.gazprombank.ru, JSC “Alfa-Bank” (1326) – alfabank.ru, JSC “Rosselkhozbank” (3349) – www.rshb.ru, JSC “Bank Dom.RF” (2312) – domrfbank.ru, PAO “Moscow Credit Bank” (1978) – mkb.ru, JSC “TBank” (2673) – www.tbank.ru, PAO “Promsvyazbank” (3251) – psbank.ru, PAO “Sovcombank” (963) – sovcombank.ru. Monitoring was conducted by the Department of Banking Regulation and Analytics of the Bank of Russia using the information provided on the specified websites. The published indicator is indicative.
3The average maximum interest rates on deposits: for a term up to 90 days – 13.04%; for a term from 91 to 180 days – 13.41%; for a term from 181 days to 1 year – 12.84%; for a term over 1 year – 11.67%.
Please note; This information is raw content obtained directly from the source. It represents an exact report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.